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hi everybody Jason Hardy homestead financial mortgage today were gonna talk again about forbearance agreements and why theyre a bad idea weve been talking about what a bad idea forbearance agreements have been for a few months now and why you shouldnt get into one unless you truly are at risk of losing your home so we wanted to share a couple developments weve been seeing dont get into one accidentally weve had quite a few people who are in the middle of a mortgage application show up as being in a forbearance agreement with their existing servicer with no clue as to how it happened so not only will you run the risk of your credit cards being cancelled damage to your credit score you run the risk of not being able to refinance and capitalize on once-in-a-lifetime low mortgage rates again should your existing service or call and mention it make sure to avoid entering into one unless again you are truly concerned about losing your home lets review what a forbearance agreement is
