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Ray and Andrew discuss buy-sell agreements and succession planning in this video. Succession planning involves determining what happens to a business when a key owner leaves, dies, or wants to exit. It includes deciding who will take over, how operations will continue, and how the business will be valued. Buy-sell agreements are a common tool used in succession planning to outline who will take over the business and how it will be bought. This agreement helps ensure a smooth transition if a key owner decides to retire or leave the business.