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A web or graphic designer retainer agreement is a contract that outlines the terms of services and upfront payment between the specialist and client. Using a retainer guarantees availability and helps with upfront costs. The retainer can cover all or part of the estimated service charge, with additional costs billed if more time is needed. Unused funds should be returned unless specified otherwise. The agreement should include names, contact information, services to be provided, payment terms, and duration of the agreement.