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A photography payment plan is essential for photographers when dealing with clients who use their images or services. While some photographers prefer to collect the full payment upfront, offering payment plans can make services more affordable and attract customers. Payment plans may include interest to benefit both parties. The plan should include names of parties, service details, total balance, repayment plan (including down payment, interest rate, and repayment period), payment instructions, late payment terms, signatures, and other relevant terms. Check e-forms cal for legal document templates.