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hi this is Cory Dutton Im a private money lender and sometimes Im gonna hold back a repair escrow as part of a loan so Im gonna talk to you about that what is a repair escrow and what are some of the most important things you need to know in questions you should be asking if your lender is going to require a repair escrow as part of your loan so lets jump right in what is it a repair escrow sometimes called a repair funds holdback is an account where a lender is going to hold the the money for construction or for repairs or renovations to a property and theyre going to hold that and release that to you in disbursements as the rehab or the construction is completed now why would they do that well to protect their but I mean a lender wants to make sure that the construction or the rehab is going to get completed right I mean wouldnt you so they hold it back in that count account and release it as the construction or the renovations are completed to make sure that the project is go