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a dental payment plan agreement is created between a dentist or orthodontist and a patient that has work done on their teeth here well go over common cases for dental payment plans and what to include in the contract why use a payment plan agreement some patients have great dental insurance that covers costly procedures and others dont if a patient has cosmetic routine or emergency procedures on their teeth and does not have enough cash on hand to cover the out-of-pocket costs it may be in each partys best interest to enter into a payment plan arrangement payment plans arent common for routine teeth cleaning but may be beneficial in the case of braces or other aligners crowns veneers implants oral surgery or any other expensive dental procedure what to include in the payment plan the agreement typically starts after work on a patients teeth has been completed the contract should include a minimum of the following names of the parties description of the services total balance due