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So how do I write terms and conditions for my business as a small business owner? Well firstly what you need to do is list all of the things that are important for your products and services. Get some examples from industry associations of the different terms and conditions that other people in your industry use, review them, look to see how your terms and conditions might fit into those, sit down and draft them, and then have somebody look at them like a solicitor or an industry representative to see that they meet all the compliances and state regulations. Review your draft again and then again make sure that it meets all the requirements for your products and services and the regulations and compliance that you working in.