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with the Federal Reserve continuing to raise interest rates 2023 might just be the best year to save your cash in a high-yield savings account or CDs we havent seen interest rates this High since 2007 so not many people are used to the idea of saving cash in a savings account but in this video Im gonna focus on the CD saving strategy or the CD ladder and the CD stands for certificate of deposit not this city its embarrassing to say that before I got into the financial industry I always thought CD saving was just putting money in a disk anyway a CD ladder is a very simple saving strategy for anyone who has excess cash they want to hold for the short and long term but its a CD saving strategy right for everyone before you get all excited about the high interest rates you need to First understand if a CD is Right For You Second you need to know the timeline of the CD ladder to find out what types of CDs are right for your cash savings and third you need to understand the rules of hold
