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dear viewers welcome to yet another edition of this Fridays your life your money in this Edition I am going to talk to you about the guaranteed return insurance plan and why it merits a serious attention from all of you this is NRA many clinic for you and I am Dr Chandra Khan but your financial guide for a happy living [Music] NRI body Clinic new hype just the right advice dear viewers there was a time when people used to say Do not combine insurance and investment thats something which is bad for a period of time that was the truth but is it a gospel truth that we should never touch an insurance product for the sake of investment probably I beg to differ here we must always have an open mind and check if a product comes into the market whether it meets attention 10 years before 12 years before the insurance products were pretty bad then the new regulations came in the insurance sector that made these products very very attractive the product that we are going to discuss in todays e