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individuals and families that received health insurance through covered california in 2021 will most likely have to repay all of the california premium assistance subsidy they received hi im kevin canals with insurancekevin.com and individuals and families that received health insurance through covered california more than likely also received a california premium assistance subsidy and that all needs to be repaid for most people and this isnt something im making up it is in the first paragraph for the instructions for the franchise tax board form 3849 where you reconcile those california premium assistance subsidies and it says as a result of the federal expansion for all months in taxable year 2021 applicable taxpayers are not eligible for advanced payment of california premium assistance subsidy that means you have to repay it all so how did this all happen well in 2021 on the federal level they passed the american rescue plan act now that increased the subsidies for health insu