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[Applause] [Music] welcome debtors and borrowers to bankruptcy bailout because debt ruins lives not bankruptcy my name is matt burkus im a colorado bankruptcy and student loan relief attorney and today were going to be addressing the messy topic of bankruptcy and eviction does bankruptcy help with eviction now to give you a brief analogy i would say that bankruptcy is to eviction like a hammer is to a screw right so if you hit a hammer to a screw youre most likely going to break the screw and its not going to go through the board but occasionally it might just work thats really the issue thats really bankruptcy and eviction bankruptcy is not that useful for dealing with an eviction directly but lets talk about the various issues its not that its its never useful its not that its never useful its just that bankruptcy is really not a good tool and the rules and exceptions can get rather messy even even experienced bankruptcy attorneys may not remember them off the top of the