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I think the more dangerous part especially for the lenders is that there is a culture now that CP ends are legal and if you go through any of the credit repair sites you try to think that try to solicit the selling of these CP ends they will cite areas of the law that make it seem as though it may be legal but in essence what theyre doing is theyre taking away the financial institutions to make a informed decision about the person theyre about to lend money to and where the real problem exists is that you have hundreds thousands of people who believe or have been told that these CP ends are legitimate way to get a second chance on your credit so theyre going out and getting these CP ends and now the financial institutions who are providing the loans to them are not notified or not aware of the credit history of the real person who theyre giving money to so on the bureau side the bureau is unfortunately i think the only real answer for the bureaus is to find legislation and work
