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hi welcome back to finally revealed in this episode I want to go over 20 these are not all of them but I want to go over 20 bankruptcy terms some other videos talking about the individual chapters and some other areas but I thought it would be helpful to put definitions in one section and so I will link this to those other videos so that its easy to find if you need to come back again I realize by going through this list Im going to have to do another video because there are some other common terms that are not on this list but I dont want to make the video too long so without further ado here are 20 bankruptcy terms debtor the debtor is the person or entity who is who the case is about so if it is your personal bankruptcy you are the debtor if it is a coram ploy er XYZ company files a chapter 11 XYZ company is the debtor creditor there are two main kinds of creditors an unsecured creditor and a secured creditor a secured creditor is a person or entity who is owed money from the deb