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if you dont have a navy federal pledge loan youre gonna want one after this video whats up winners my name is nam if youre new here welcome here we talk all things personal finance and credit start now by subscribing so you dont miss out on any future videos you might have seen this topic on youtube before if youre interested in building credit and everybody tells you that you should get a pledge loan you may be thinking to yourself maybe ill get a pledge loan in the near future but i really dont think that most people fully understand what a pledge loan is and how it can have a positive effect on your credit score in some cases you can essentially create your credit profile overnight so in this video ill give you a full breakdown of what a pledge loan is so you can fully understand it and use it to its maximum potential were going to talk about strategy what it looks like and all the legal details that come with navy fed i think for most people out there if they have heard