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Presenter 1: Good morning and welcome to Your Retirement Estimate and Payment Options. Before we get to the main presentation, lets take care of some housekeeping items. To provide you with a future reference, and make your note taking easier, weve provided a presentation learning guide. Youll see the link to the learning guide in the YouTube description box. Please note that due the large number of participants, although the chat feature is active, we wont be able to respond to member questions during this presentation. If you have any questions, please contact us directly. In todays presentation well briefly discuss retirement eligibility and then well go through the retirement estimates and the options. Lets briefly discuss retirement eligibility. To retire you must meet two requirements. First is the minimum retirement age. You must be age 50, age 52 if hired after January 1, 2013, or age 55 if youre a state second tier member. The minimum servi