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Its hot. Really hot. Fry an egg on the sidewalk hot. A grocery store owner is preparing to open for business for the day, when he notices something is wrong. Very wrong. He follows the river of chocolate and vanilla ice cream to the freezers in the back of the store and realizes every one of them has stopped working. As he watches thousands of dollars of ice cream, meat, and pizza thawing out before his eyes, he wonders where hell find the money to not only replace the food, but the useless freezers as well. What equipment do you use in your business? What would you do if any piece of that equipment were to break down? Youve seen how it would affect our grocery store owner. What if you operate a restaurant and your ovens, stoves, or fryers stopped functioning? Or if the machine in your manufacturing facility that generates a large amount of your finished goods breaks down? Property coverage forms generally exclude losses that are caused by mechanical breakdown, artificially generate
