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[Music] hi its connecticut personal injury attorney ryan mckean here and today im going to talk to you about a really sneaky insurance company tactic that they do when your car gets in an accident what they want to encourage you to do is do photo estimates of the damage and let me tell you photo estimates are nonsense sometimes you can see a little scratch on a bumper and if you look underneath the bumper the bumpers all compressed and needs to be replaced and the photo estimate benefits the insurance company because they say look you just need to buff out that scratch and theres nothing wrong with your vehicle if you are in a car accident you owe it to yourself and your family to take your car to the body shop of your choice to be fully inspected dont accept photo estimates the only benefit is to the insurance companies so if you have any questions you can give me a call 860-471-8333 you