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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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How does a pawn agreement work?

Pawnbrokers let you borrow money in exchange for your valuables. Youll be able to get the item back if you repay the loan and interest on time, otherwise itll be sold.

What is the collective agreement in Finland?

In Finland, employers and employees organisations enter into public and private collective agreements that specify terms and conditions of employment in more detail than the law. A collective agreement may be confirmed as universally binding by the Board for the Ratification of Validity of Collective Agreements.

Is it better to pawn or sell?

Pawning or selling is a personal choice. It boils down to two options: wanting to get items back or not wanting them back. If customers want their items back, then pawning is the best option. But if they want to get rid of their items, selling is the better choice.

What are two disadvantages of a pawn loan?

Cons. Loss of collateral: If youre unable to repay the loan, you may lose the item you used as collateral. This is why it may be wise not to put down any items youre not comfortable losing should you not repay the pawn shop loan. High interest costs: Pawn shop loan interest and fees can be expensive.

What is an example of a pawn transaction?

The typical pawn transaction is as follows. A person (the pawn debtor) transfers to the pawnbroker an item of personal property, such as jewelry, in exchange for a loan of money up to $2000 from the pawnbroker. The debtor receives a pawn ticket for the item.

What is pawn agreement?

If you own or operate a pawn or jewellery shop and lend money to your customers in exchange for their goods, gold or silver, you enter into a pawn loan agreement (consumer credit agreement) with them. This agreement contains among others: the terms and conditions of the loan.

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