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the International Monetary Fund and the World Bank have been founded just like the United Nations after World War two why mainly because after the war everyone wanted peace however peace on an empty stomach is hard to maintain so these two institutions were meant to help the economic stability of the world both of them are basically banks but instead of being started by individuals like regular banks theyve been started by countries most of the worlds countries are members of the two institutions but of course the richest countries are those who handled most of the financing and ultimately those who have the greatest influence the IMF and the World Bank were designed to complement each other the IMF main goal is helping countries which are currently in trouble and who cannot get money by other means perhaps their economy collapsed perhaps their currency is in danger the IMF in these cases is kind of like a lender of last resort who you go to when nobody else is willing to give you mo