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A payment plan agreement is created between a customer and a party owed money, binding the debtor to repay the debt according to contract terms. Payment plans are popular for expensive items/services, offering buyers a way to spread costs and sellers a chance to earn more through interest. Payment plans can be used for various goods/services, and free agreements can be found online. It is considered a win-win situation, as buyers avoid upfront costs and sellers can earn more through interest.
