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all right guys I got a live telesale for you where I close someone on the phone from home in this office okay from start to finish include all the good stuff you need so watch it the whole way through and this is a mortgage protection lead and I do have people that ask me all the time but Ryan you never you never do final expense but Ryan you never do life insurance okay youre overthinking this okay youre just switching the word out from mortgage protection to life insurance hey Im calling about that life insurance hey Im calling about that final expense and the only other difference youre gonna make through the entire presentation is how you find the need so with need for mortgage protection you can watch How I do it if I was doing need for life insurance Id say hey so how much income are you making a hundred thousand okay perfect so what we want to do is replace that income for three to five years so your family has time to adjust to that income loss okay because losing 100 Gr