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hello everyone we are very pleased to welcome you to todays webinar flag on the play the problems and penalties of failing to update your reserve study this webinar is sponsored by association reserves inc my name is kathy schroeder and im standing in for paige daniels our marketing coordinator here at association reserves ill be serving as your moderator for today please note that this session will be recorded flag on the play is a 45-minute webinar that came about as a way to provide answers to questions we hear so commonly about why associations should update their reserve study and how often they should be updated if thats what you want to find out youve come to the right place due to the number of attendees everyone has been muted but you can ask questions at any time by typing your question into the question box at the very bottom of your control panel now before i introduce our speaker and while were waiting for everyone to get logged in and settled wed like to get to kn
