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the availability of capital how much it costs people to borrow money Etc and uh and so um you know 75 or 75 basis point move now is much less impactful than it was when rates were you know sub one percent so um so I think thats so so to say that another way um you know I think the market is can can sort of has figured out already uh and probably has figured that so A few months ago that were now on the tail end of the rate tightening cycle and uh and and so sort of looking looking forward Look to You know more stable rates stable but High rates or potentially if there is a you know some kind of a recession or whatever uh lower rates in the future [Music]