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[Music] the first monthly social security check was cashed in 1940 for a grand total of about 23 dollars fast forward to 2021 and the average retired worker gets almost 1500 per month in benefits nearly 9 out of 10 people aged 65 and older receive social security benefits making it an essential part of retiring in the u.s benefits are based on your income the year you were born and the age you decide to start taking money out here are a few case studies these numbers assume that youll turn 62 in 2021 and had a steady income over the course of a long career first lets look at someone who averaged thirty thousand dollars per year social security takes your top 35 earning years adjust them for inflation adds them all together then divides that number by 420 the number of months and 35 years that gives you 2500 still with me that number gives you your average index monthly earnings or aim simply put its your monthly pay for the last 35 years theres still some math to get through your b
