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Meet Jasmine. Jasmine is a college student attending State University. Like many college students, Jasmine has seen a lot of her friends and family use credit, whether its through a mortgage, a private student loan, or simply a credit card. However, Jasmine has always been too afraid to use credit herself, leaving left her with no credit history and a non-existent credit score. What should Jasmine do? Well, beyond watching our two other introductory videos centered around credit, Credit Cards 101 and Loans 101, her next step is simple: understand her credit report and score. A credit report is straightforward. Its essentially a detailed history of your credit, covering everything from your payment history to the age and status of your accounts, as recorded by the three major credit bureaus in the United States: Transunion, Experian, and Equifax. As you imagine, this is quite a lot of information for anyone to process, so one company actually created a simple way to summarize this