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do i need a transfer on death deed for my house my name is philip bruce im an estate planning attorney here in minnesota a transfer on death deed is a an actual real estate deed when you bought your house you signed the person who sold it to you signed a real estate deed and it got filed with your county saying you now own the house what we want to do is file another deed called a transfer on death deed and this is a deed that basically adds a beneficiary designation to your house so you know on a bank account if i say if i die give it to so and so or my life insurance policy or 401k etc beneficiary designations this basically adds a beneficiary designation to your house and what i do is i file a real estate deal theres a filing fee you got to get it done properly be very careful about do-it-yourself real estate deeds i fix these in court after someones died all the time so i want you to be very wary of doing this on your own you wont know if you screwed it up until its too late
