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In this video, Emmett Dempsey, a mortgage broker, discusses the Closing Disclosure (CD), which serves as the mortgage settlement statement. He shares insights about reaching the closing stage of a home purchase or refinance after completing underwriting and receiving the "clear to close." The Closing Disclosure is compared to the loan estimate, highlighting differences between initial disclosures and final figures. Emmett emphasizes the importance of understanding these documents. He invites viewers to subscribe for more content related to mortgages and the home buying process in Port St. Lucie and the Treasure Coast.