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In this video, Rob Freeman explains the concept of a "hold harmless" clause in insurance and legal agreements. A hold harmless clause is a common legal provision found in contracts involving multiple parties, such as leases or construction agreements. It serves to shift liability from one party to another. For instance, in a lease agreement between a landlord and tenant, the clause may stipulate that the tenant agrees to indemnify, defend, and hold the landlord harmless for any claims related to bodily injury or property damage that arise from the tenant's actions. Understanding this clause is crucial for managing risk in contractual relationships.
