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In this video tutorial, the presenter explains how to read the Accord 25 certificate of liability insurance, which can be confusing for policyholders, certificate holders, and additional insureds. The Accord 25 serves as a summary of the liability insurance coverage provided by the policyholder's insurance agency. The video outlines key elements to look for when examining the document, emphasizing that the top of the form will clearly state "certificate of liability." The walkthrough aims to help viewers understand the information contained in the certificate and how to interpret its details effectively.