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A photography payment plan can be beneficial for both the professional photographer and the client. While some photographers prefer to collect the entire amount owed upfront, offering payment plans can make services more affordable for customers. The payment plan agreement should include the names of parties, description of services, total balance due, repayment plan details, interest rate, start date of interest repayment period, payment instructions, late payment stipulations, signatures, and other applicable terms. Visit eForms for online legal documents.