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This tutorial demonstrates how to write a personal loan agreement using a fillable form on a webpage, with options to save the document in Adobe PDF, Microsoft Word, or rich text format. The agreement includes details such as the effective date, borrower and lender information, payment terms, and loan amount. In this example, Johnny Appleseed lends $10,000 to his wife Nancy Appleseed with a one-year repayment period. The tutorial emphasizes using Adobe PDF for ease of use.