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in this video we will use the example of a construction project to explain the differences between three entities policyholders certificate holders and additional insurance the policyholder is the person or entity who has purchased a policy from an insurance provider the party is usually one of the named insured on the policy upon request a subcontractor or vendor will provide their client with a certificate of insurance to prove that they are indeed policyholders and therefore have coverage in the event that bodily injury property damage or advertising or personal injury occurs throughout the course of a project policy coverage may also extend beyond the completion of a project now who is the certificate holder in this scenario the client then gains the title of certificate holder by definition becoming a certificate holder does not incur any policy given rights to that entity again the certificate is simply a proof of insurance what about additional insurance an additional insured en
