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hey guys its MJ the student actory and were going to be talking about chapter one for subject CT v which is Life Assurance contracts now basically you just need to know this diagram to understand the theory behind this chapter essentially Life Assurance contracts are based on life and in life two things can happen you can either survive in which case you get a pure endowment or you can die in which case the whole life assurance kicks it so what I mean by the pink one being pure endowment based on survival means that if you survive to a certain age this contract will pay you money if you die this contract will pay you mate now this contract depends goes infinitely into the future so if you put an expiry date on it it becomes known as a term assurance and if you combine the term assurance and a pure endowment you get something known as an endowment assurance these are the four main life assurance contracts and yeah now Im going to go and talk a little bit about the mathematics behind
