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Nast is now starting all attendees are in listen-only mode hi everyone and thank you for joining our August Florida broker roundtable on writing listing and sales contracts with assurance hosted by our Florida broker Robert Milligan before we begin I want to remind everyone that by referring an agent to Alice and James you can earn a monthly or yearly residual income for the first three agents you refer you will receive a 10% override when you refer four to 20 agents you receive 15% and then when you refer more than 20 you receive a 20% override now what are these percentages of well thats where our three plans come into play and for all of todays examples Im just gonna show you the 10% override so first we have plan a plan a is three thousand nine hundred and fifty dollars for the entire year on this plan our agents keep 100% of their commission therefore if youre a third agent and they join us on plan a you will receive three hundred and ninety five dollars per year next we have