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in this video were going to talk about these six reasons you might want to consider doing the FRS investment plan as opposed to the FRS pension plan [Music] to start off I want to say that theres more than just six reasons theres a lot of different reasons why you might want to choose the FRS investment plan versus the FRS pension plan in this video Im just going to go over the the six things that I think are usually the reasons you might want to consider the investment plan as opposed to the pension plan now just so you know if youre not familiar with it the investment plan is essentially the cash out value of your pension at the Florida retirement system so if youre in the Florida Retirement System and youve been in the pension plan the whole time you can make a second election that essentially cash out your pension and have a lump sum as opposed to a monthly check now you know a lot of times people say well I want a monthly check and obviously in retirement thats important b