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if you can stick to your budget then listen up one of the best things that Iamp;#39;ve ever done that prevents me from overspending and sticking to my budget is tracking my daily expenses especially when Iamp;#39;m not using cash for example I have a bill that I paid on Friday that just came out of my account today three days later I thought it was already deducted but this is how you so draw overdraw my account Faithfully now even though it sounds easy I challenge you to write your expenses down daily especially in the beginning of your journey I really hope that this helps