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August first title professionals handling closings will need to be familiar with the CFPBamp;#39;s integrated mortgage disclosure forms in many cases the final rule issued is quite specific regarding fees and forms while in other areas itamp;#39;s a bit vague for example endorsement charges are not addressed disclosing the policy premium is discussed but there is no specific guidance as to how to disclose endorsements the rule was enacted to help consumers better understand their obligations in a real estate transaction along with the fees and premiums incurred in that spirit it is best to disclose any endorsement fees separately on the disclosure forms this applies to endorsement fees included in the lenders premium as well as in the owners title policy calculation listing the endorsement fees separately from premium disclosures will better ensure that the consumer fully understands the closing transaction for more information about the new changes that are going into effect visit u
