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The tutorial demonstrates the process of creating a personal loan agreement using DocHub PDF. Users start by selecting their preferred format and opting for DocHub PDF for ease. The video outlines a fillable form where users can input specific details. For instance, they enter the effective date, borrower's name and address (Johnny Appleseed at 123 Apple Way, Applebill, Texas), and the lender's information (Nancy Appleseed, same address). The borrower agrees to repay the lender $10,000 within one year. The video emphasizes entering all relevant loan terms and conditions as required in the agreement.