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In this overview, attorney Paul Rabale explains what a living trust is and its significance in estate planning. He highlights that when someone dies with assets titled in their name, such as a home, rental properties, or stocks, these are classified as probate assets. Upon death, whether or not there is a will, these assets become frozen, preventing heirs from accessing them until a potentially lengthy and costly probate process is completed. Rabale emphasizes that many people find this process to be a hassle. Additionally, he notes that there are assets that may not require legal involvement upon death, which can streamline the transfer of those assets.
