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hey everyone meet kevin here in this video i have to talk about what is possibly the ugliest dirtiest legal scam in real estate that i have seen yet and it has to do with home investment loans now many of you know me some of you might not know me ive been in real estate for 11 years a real estate broker real estate investor i own over 20 million dollars of real estate with my wife no partners its just us got about 50 equity in those properties we love real estate and we also love loans to the point where i was also a licensed lender at one point while i was selling real estate actively so ive been through va loans fha loans home equity loans home equity lines of credit refinances cash out refinances hard money loans private money loans you name it weve even used margin from stocks to cash buy fixer uppers and then refinance after i mean weve done lots of different things so when i hear of new loan options sometimes i get excited im kind of interested like okay lets hear it what