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this is the number one way to get approved for more funding as a business owner than you ever could as an employee this method is called the pay stub method so most people when applying for business funding or even personal funding they have to provide proof of income its in the form of pay stubs W-2 forms or bank statements most business owners dont understand they can actually set themselves up as a W-2 employee on their business through a payroll company called ADP ADP Services more than 50 percent of the United States when it comes to payroll and they also service small businesses like you and I you can literally set yourself up as an employee for ADP then use another company called plastiq and use your business credit cards to pay yourself your payroll every single month which now creates a pay stub that you can legally take into the bank and present to the bank as proof of income stop sending in those fraudulent pay stubs and potentially spending a million dollars in fines or