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Sarah owns a bakery and is struggling with cash flow after receiving a large order, as she lacks the working capital to purchase supplies, risking her business. Chris, a contractor, wants to expand but faces slow-paying invoices from his largest client, which stretches his cash flow and makes him hesitant to push for timely payments. Jason recently started his own trucking company after years of working for others, and he needs assistance managing his bills and selecting profitable loads. During a stop at a coffee shop, Sarah encounters her friend Doug, who shares that his business has improved since partnering with an accounts receivable management company.