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[Music] hey guys my name is nicole scott in todays video were going to be talking about transunion and the response this infamous response that theyre sending to everyone accusing of basically using a credit repair company and then basically telling you hey look were not going to investigate nada nothing because we feel like youre using a credit repair company so were gonna go over and dissect that letter that your clients or maybe even you are getting uh as a response in the mail basically saying that theyre not gonna do anything about it and how to go about responding to this letter so that way transunion can actually take your disputes seriously so if you guys havent done so by now make sure that you subscribe to my channel my name is credit coach nicole scott and i teach a lot about credit i specialize personal credit business credit im not just here to make you guys money but to actually provide you guys with value because when i was first starting my credit journey back