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hi Im Ron Miller Im a lawyer with Miller in sois our law firm handles car truck and motorcycle accident cases throughout Maryland the purpose of this video is to explain how pip insurance works in Maryland so you can get every penny you can to help you youve been injured in a car accident I also want to explain a misconception that people have that the insurance companies exploit about your lack of knowledge about pip to pay you less personal injury protection called PIP under a Maryland insurance policy is coverage for you if you have a car accident and you have incurred lost wages medical bills or other costs of a car accident Maryland pip is no-fault insurance that travels with the vehicle no-fault means doesnt matter whether youre at fault for the accident or not your insurance company is obligated to pay you if you have pip policy this alone surprised a lot of people but its true if youre texting on your phone and you run into a telephone pole you can make a pip claim for y