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hi its melissa the insurance exam queen and today were going to talk about elements of a contract so it is important to know the elements of a contract because every single insurance policy is a contract so whether youre selling life insurance health insurance homeowners auto all of those are contracts so its important to understand contract law contract losses there are four elements that every legal contract must have in order to be a legal contract the first thing is that there needs to be agreement there needs to be agreement between both parties so the customer and the company need to agree that they want to set this contract up agreement is known as offer and acceptance one party has to make an offer and the other party has to accept it and if that isnt done there is no agreement and there is no contract so if youre trying to rent an apartment you you would submit your offer your application submitting your your name your job history your your w-2s your pay stubs whatever i
