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if you donamp;#39;t have enough money to make the full payment on your mortgage are you allowed to make partial payments on your mortgage so that you donamp;#39;t fall behind my name is Mike Wasik with Ricardo and Wasik here in Florida together my partner Jason Ricardo weamp;#39;re a law firm that helps people just like you overcome foreclosure and debt collection with dignity and today Iamp;#39;m going to answer the question about whether you can make partial payments on your mortgage if you donamp;#39;t have enough money to make the full payment the answer to that is depends on your mortgage contract in most cases the mortgage contract that you sign when you got the loan talks about how payments will be applied to your mortgage loan itamp;#39;ll be applied to the principal amount that you borrowed itamp;#39;ll be applied to the interest charged on that itamp;#39;ll be applied to taxes and insurance that theyamp;#39;re allowed to collect on your behalf and it also applies to