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what do you think of as the most important lessons from the 2008 financial crisis well I think what it what it taught us ultimately is that interventionism monetary interventionism is a is a Faustian bargain it gives us way short term gains and with that comes longer-term paints I think we saw that previous to the last crisis and I think were sort of going to the the same the same price that process now I think what we we ended up having is a market that is just a very good at sort of sandbagging us you know it makes us feel for a long time like were smart you know like we all have an edge which of course is impossible we cant all have an edge and then once weve up our bets its kind of shown us it shows us its real its real properties Universal your firm and you buy my extension wouldnt have a business if there were no financial crises but as a matter of principle our Corrections crashes market meltdowns and inevitable necessary maybe feature of the modern financial system cert