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[Music] hello David here with balance claims getting ready to bring you the first part of a three-part series when it comes to understanding the documentation and the biggest mistakes contractors make when it comes to this the first part we are going to be talking about understanding your scope and telling the story the first and most important thing is you must know your scope at balance we view that there are three different types of Scopes you have a full denial a repair to replace and then a full approval when were talking about a full approval we are not talking about theyve approved everything on this particular loss its just that they have approved the total square on this roof when it comes to a full denial the first thing you need to understand is why was the claim denied so theres a lot of different ways of figuring this out best way is ask your homeowners theres a full list of what we see is some of the most common type of ways that a claim has been denied its a homeow