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[Music] hi Im Andrew Hilton Im the director of the Center for the Study of financial innovation which for the last four months has been in virtual mode but we have been trying to do in virtual mode what we were doing in the real world and one of the things that work best for us in the real worth it was what we called our sustainable finance for breakfast series I dont know if youre watching this over breakfast but this is now our sustainable finance review very much the same kind of material as we were looking at on a monthly basis in the real world our host anchor is Ben Caldecott founding director of the Oxford sustainable finance program and an associate professor at the Smiths at Oxford Smith school he has many many other roles hes a member of the UKs green finance task force he co-chairs the global research Alliance for sustainable finance and investment he has a DPhil in economic geography from Oxford backing him up this month our Pippa Gourley the founder and director of z