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many people choose to work past age 65 these days and this could make things a bit tricky when later on you need to start Medicare because youamp;#39;re finally retiring hi there Iamp;#39;m Ginny oak Uncle Roberts co-founder and Medicare expert here at boomer benefits if you plan to retire past age 65 stick around to learn how you should go about enrolling in Medicare if you work past age 65 for an employer that has 20 or more employees also called a large employer then you can delay Medicare without penalty until you retire however once you retire you will have likely passed your seven-month initial enrollment period and therefore you will need to use a special enrollment period for signing up for Medicare itamp;#39;s important that you understand how the special enrollment period works because if you miss it you can later be assessed a late penalty and you may have to wait until the next general enrollment period to enroll possibly causing you to go without health coverage for a p